:root{--navy:#01152e;--bronze:#7a572f;--gold:#b49161;--gray:#e6e5e3;--paper:#f5f4f1;--ink:#172a3c;--muted:#59626b;--line:#d4d1cc;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:115px}body{margin:0;background:var(--paper);background-image:radial-gradient(ellipse at 94% 8%,#d5c6b347,transparent 35%);color:var(--ink);font:16px/1.65 var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,textarea,select{font:inherit}a,button{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:5px}p,h1,h2,h3{margin-top:0}h1,h2,h3{font-family:var(--serif);line-height:1.13;color:var(--navy)}h2{font-size:clamp(34px,3.5vw,47px);font-weight:500;letter-spacing:-.8px;margin-bottom:22px}h3{font-size:28px;font-weight:500;margin-bottom:15px}p{margin-bottom:18px}.skip{position:fixed;top:-100px;left:15px;z-index:30;padding:12px;background:#fff}.skip:focus{top:10px}.topline{background:var(--navy);color:var(--paper);font-size:13px;text-align:center;padding:9px 15px}.topline a{margin-left:16px;color:#d3b38b}.header{display:flex;justify-content:space-between;align-items:center;gap:25px;padding:19px 5%;background:#f9f8f5;box-shadow:0 4px 22px #01152e0b;position:sticky;top:0;z-index:10}.wordmark{display:block;font:700 32px/1 var(--serif);letter-spacing:-1px;color:var(--navy)}.wordmark span{display:block;font:600 10px/1.4 var(--sans);letter-spacing:3px;margin-top:8px;color:var(--bronze)}.header-brand{display:flex;gap:11px;align-items:center;white-space:nowrap}.header-monogram{width:56px;height:56px;border-radius:50%;border:1px solid var(--line);object-fit:contain}.header-brand .brand-name{font:700 31px/1 var(--serif);letter-spacing:-1px;color:var(--navy);margin:0}.header-brand .brand-name>span{font:600 9px/1.4 var(--sans);letter-spacing:3px;color:var(--bronze);margin-top:7px}.header nav{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:600}.header nav>a:not(.button){padding:12px 0;white-space:nowrap}.header nav>a:not(.button):hover,.header nav>a[aria-current=page]{color:var(--bronze)}.header nav>a[aria-current=page]{box-shadow:inset 0 -2px var(--bronze)}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:22px;padding:16px 21px;border-radius:11px;background:var(--navy);color:#fff;border:1px solid var(--navy);font-size:15px;font-weight:600;line-height:1.4;min-height:52px;cursor:pointer;box-shadow:0 7px 16px #01152e14;transition:background .2s,box-shadow .2s,transform .2s}.button:hover{background:#17354e;box-shadow:0 10px 23px #01152e20;transform:translateY(-2px)}.button.small{min-height:45px;padding:11px 16px;font-size:14px;gap:15px;white-space:nowrap}.menu-toggle{display:none;background:transparent;border:1px solid var(--line);border-radius:9px;font-size:15px;min-height:44px;padding:8px 11px;cursor:pointer}.menu-toggle span{margin-left:6px}.eyebrow{font-size:12px;letter-spacing:1px;font-weight:700;color:var(--bronze);margin-bottom:22px}.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:50px;align-items:center;max-width:1440px;margin:auto;padding:53px 5% 66px}.hero h1{font:700 clamp(47px,5.5vw,82px)/1.04 var(--serif);color:var(--navy);letter-spacing:-3px;margin-bottom:25px}.hero h1>span{display:block;font:600 15px/1.5 var(--sans);color:var(--bronze);text-transform:uppercase;letter-spacing:4px;margin-top:14px}.hero-tagline{font:30px/1.3 var(--serif);margin-bottom:17px;color:var(--navy)}.hero-tagline em{color:var(--bronze)}.intro{font-size:17px;color:var(--muted);line-height:1.65;margin-bottom:0}.insurance-shortcuts{display:grid;gap:11px;margin:26px 0 10px;max-width:450px}.insurance-shortcuts a{display:flex;align-items:center;justify-content:space-between;gap:15px;font:700 21px/1.3 var(--serif);border-radius:12px;padding:16px 20px;min-height:57px;background:#fdfcf9;border:1px solid #d4cabb;color:var(--navy);box-shadow:0 5px 15px #01152e0a;transition:transform .2s,box-shadow .2s}.insurance-shortcuts a span{font:22px var(--sans);color:var(--bronze)}.insurance-shortcuts a:nth-child(2){background:var(--navy);border-color:var(--navy);color:#fff}.insurance-shortcuts a:nth-child(2) span{color:#d3b38b}.insurance-shortcuts a:last-child{background:var(--gray);border-color:#cbc8c3}.insurance-shortcuts a:hover{transform:translateX(3px);box-shadow:0 9px 19px #01152e15}.hero-service{display:inline-block;padding:10px 0;font-size:14px;text-decoration:underline;text-underline-offset:5px;font-weight:600}.hero-art{position:relative;display:flex;align-items:center;justify-content:center;align-self:stretch;padding:17px 0 30px;isolation:isolate}.hero-art::before{content:'';position:absolute;inset:18% -2% 8%;border-radius:50%;background:radial-gradient(ellipse,#d4c7b566,transparent 66%);z-index:-1}.hero-art::after{content:'';position:absolute;width:89%;height:67%;border:1px solid #7a572f4d;border-radius:27px;transform:rotate(3deg);z-index:-1}.logo-plaque{width:100%;background:var(--gray);border-radius:24px;overflow:hidden;border:1px solid #fff8;box-shadow:0 27px 58px #01152e20,0 3px 9px #01152e0a}.logo-plaque img{display:block;width:100%;height:auto}.art-caption{position:absolute;bottom:0;left:6px;right:6px;display:flex;justify-content:space-between;gap:15px;font-size:9px;font-weight:600;letter-spacing:.5px;color:var(--bronze)}.section{max-width:1350px;padding:64px 5%;margin:auto}.section-heading{display:flex;align-items:center;justify-content:space-between;gap:40px;margin-bottom:30px}.section-heading h2{margin-bottom:0}.section-heading>p{font-size:17px;color:var(--muted);max-width:335px;margin-bottom:0}.coverage{padding-top:15px}.coverage-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.coverage-card{position:relative;display:flex;flex-direction:column;padding:34px 27px 28px;background:linear-gradient(145deg,#fff,#f0efeb);border:1px solid #fff;border-radius:22px;box-shadow:0 13px 32px #01152e10;overflow:hidden;transition:transform .2s,box-shadow .2s}.coverage-card::before{content:'';position:absolute;top:0;left:27px;right:27px;height:5px;border-radius:0 0 5px 5px;background:var(--bronze)}.coverage-card:hover{transform:translateY(-3px);box-shadow:0 21px 35px #01152e18}.card-no{font-size:11px;line-height:1.5;font-weight:700;letter-spacing:.5px;color:var(--bronze);max-width:82%;min-height:34px}.category-marker{position:absolute;top:33px;right:23px;font:italic 22px var(--serif);color:var(--gold)}.coverage-card h3{font:700 clamp(34px,3.2vw,44px)/1.08 var(--serif);letter-spacing:-1px;margin:21px 0}.coverage-card h3 a:hover{text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:5px}.coverage-card p{font-size:16px;line-height:1.65;min-height:80px;color:var(--muted)}.coverage-card ul{list-style:none;margin:8px 0 27px;padding:0}.coverage-card li{font-size:16px;padding:11px 0;border-top:1px solid var(--line)}.coverage-button{margin-top:auto;width:100%;font-size:15px;min-height:61px;gap:13px;padding:16px 17px}.coverage-button span{font-size:23px;flex-shrink:0}.coverage-card.dark{background:linear-gradient(145deg,#17334c,var(--navy));border-color:#18324b;color:var(--paper)}.dark h3{color:var(--paper)}.dark p{color:#d9dce0}.dark .card-no,.dark .category-marker{color:#d3b38b}.dark li{border-color:#ffffff2e}.dark .coverage-button{background:var(--paper);border-color:var(--paper);color:var(--navy)}.dark .coverage-button:hover{background:#e6d9c7}.coverage-card.life{background:linear-gradient(145deg,#eeedeb,#dbdad7);border-color:#f4f3f0}.fine{font-size:12px;line-height:1.75;color:var(--muted)}.coverage>.fine{margin:23px 5px 0}.approach{display:grid;grid-template-columns:1fr 1fr;gap:55px;max-width:1230px;padding:45px;background:#fbfaf6;border-radius:26px;box-shadow:0 8px 28px #01152e07;margin-top:22px}.body-copy{font-size:17px;color:var(--muted);max-width:415px;margin-bottom:23px}.text-link{display:inline-block;font-size:15px;font-weight:600;border-bottom:1px solid #b5a48d;padding-bottom:6px}.text-link span{margin-left:8px}.steps{list-style:none;margin:0;padding:0}.steps li{display:flex;gap:23px;padding:18px 0;border-top:1px solid var(--line)}.steps li:first-child{border:0}.steps li>span{display:flex;align-items:center;justify-content:center;border-radius:50%;background:#eae3d8;color:var(--bronze);width:43px;height:43px;flex-shrink:0;font:19px var(--serif)}.steps h3{font-size:26px;margin-bottom:9px}.steps p{font-size:15px;color:var(--muted);margin:0;max-width:340px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service-grid>a{display:block;border:1px solid #e0ddd6;border-radius:18px;background:#fbfaf7;padding:26px;box-shadow:0 8px 24px #01152e09;transition:transform .2s,box-shadow .2s}.service-grid>a:hover{transform:translateY(-3px);box-shadow:0 15px 25px #01152e15}.service-icon{float:right;border-radius:50%;width:38px;height:38px;display:flex;align-items:center;justify-content:center;background:#e9e2d7;color:var(--bronze);font-size:22px}.service-grid h3{font-size:28px;margin:25px 0 15px}.service-grid p{font-size:16px;color:var(--muted)}.service>.fine{margin:23px 0 0}.quote{display:grid;grid-template-columns:.9fr 1fr;gap:60px;max-width:1230px;padding:50px;background:linear-gradient(140deg,#15324b,var(--navy));color:var(--paper);border-radius:26px;box-shadow:0 25px 50px #01152e1c}.quote h2{color:var(--paper)}.quote .eyebrow{color:#d3b38b}.quote .body-copy{color:#d4dbe1}.email-link{font-size:16px;border-bottom:1px solid #708090;padding-bottom:7px;overflow-wrap:anywhere}.contact-note{margin-top:35px;color:#d4dbe1}.contact-note span{font-size:11px;letter-spacing:1px;font-weight:600;color:#d3b38b}.contact-note p,.contact-note a{font-size:15px;display:block;margin:8px 0 20px}.quote form{border-radius:20px;background:#f9f8f4;color:var(--ink);padding:32px;box-shadow:0 15px 30px #0002}.quote form h3{font-size:29px;line-height:1.2;margin-bottom:15px}.form-intro{font-size:14px;color:var(--muted)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:block;font-size:14px;font-weight:600;margin:15px 0 7px}label span{font-weight:400;color:var(--muted)}input,textarea,select{display:block;width:100%;font-size:16px;border:1px solid #c5c6c5;background:#fff;border-radius:9px;padding:12px;color:var(--ink)}input:focus,textarea:focus,select:focus{outline:2px solid var(--bronze);outline-offset:2px}textarea{resize:vertical}.quote form>.button{width:100%;font-size:15px}.quote form .fine{margin:17px 0}#form-status{font-size:14px;margin:16px 0 0}#form-status:empty{display:none}#email-fallback p{font-size:14px;margin:16px 0 10px}.text-button{border:0;border-bottom:1px solid var(--bronze);background:transparent;color:var(--bronze);padding:7px 0;margin-top:7px;font-size:14px;cursor:pointer}.faq{padding-top:55px}.faq-layout{display:grid;grid-template-columns:1fr 1fr;gap:60px}.faq details{background:#fcfbf8;border:1px solid #dcd8d0;border-radius:12px;padding:18px;margin-bottom:11px}summary{display:flex;align-items:center;justify-content:space-between;gap:16px;list-style:none;font-size:16px;font-weight:600;cursor:pointer}summary::-webkit-details-marker{display:none}summary::after{content:'+';font-size:21px;color:var(--bronze)}details[open] summary::after{content:'−'}details p{font-size:15px;color:var(--muted);margin:15px 0 0}footer{background:#e4e3df;padding:40px 5% 25px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:28px;margin-bottom:34px}.footer-top p{font:22px/1.4 var(--serif);color:var(--bronze);margin:0}.footer-links{display:grid;gap:9px;font-size:14px}.footer-links a:hover{text-decoration:underline}.footer-bottom{display:flex;justify-content:space-between;gap:15px;border-top:1px solid #cbc8c1;padding-top:20px;font-size:12px;color:var(--muted)}footer>.fine{max-width:980px;margin:16px 0 0}.privacy-page{max-width:820px;margin:auto;min-height:60vh;padding:65px 25px}.privacy-page h1{font-size:44px;font-weight:500}.privacy-page h2{font-size:27px;margin-top:30px}.privacy-page p{font-size:16px}.privacy-page a{text-decoration:underline}.mobile-actions{display:none}.detail-hero{max-width:1350px;padding:45px 5% 55px;margin:auto}.back-link{font-size:14px;color:var(--bronze);display:inline-block;padding:10px 0;margin-bottom:33px;font-weight:600}.detail-hero h1{font-size:clamp(43px,5.5vw,75px);letter-spacing:-2px;margin-bottom:24px}.detail-intro{max-width:655px;font-size:20px;color:var(--muted);line-height:1.65;margin-bottom:29px}.detail-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding-top:0}.detail-item{position:relative;border-radius:20px;padding:34px 28px;background:linear-gradient(145deg,#fff,#efeeea);border:1px solid #fff;box-shadow:0 10px 26px #01152e0b}.detail-number{font:italic 22px var(--serif);color:var(--bronze);display:block;margin-bottom:26px}.detail-item h3{font-size:31px}.detail-item p{font-size:16px;color:var(--muted);margin-bottom:0}.detail-next{display:grid;grid-template-columns:1fr 1fr;gap:65px;padding-top:35px;align-items:center}.detail-next p{max-width:450px;color:var(--muted);font-size:17px}.ready-panel{background:var(--gray);border-radius:23px;padding:33px}.ready-panel ul{list-style:none;padding:0;margin:0 0 23px}.ready-panel li{font-size:16px;padding:12px 0;border-bottom:1px solid #c7c3bc}.ready-panel .fine{font-size:12px;margin-bottom:0}.related{padding-top:20px}.related h2{font-size:34px}.related-links{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.related-links a{padding:18px 20px;border-radius:12px;background:#fcfbf8;border:1px solid var(--line);font-size:16px;font-weight:600}.related-links a:hover{border-color:var(--bronze);box-shadow:0 5px 12px #01152e0a}.related>.fine{margin-top:22px}
@media(min-width:1600px){.header{padding-left:calc((100vw - 1390px)/2);padding-right:calc((100vw - 1390px)/2)}}
@media(max-width:1200px){.hero{gap:30px}.hero h1{font-size:63px}.hero h1>span{font-size:13px;letter-spacing:3px}.coverage-card{padding:31px 23px 24px}.coverage-card h3{font-size:37px}.coverage-card p{min-height:105px}.coverage-button{font-size:14px;min-height:65px}.approach,.quote{margin-left:5%;margin-right:5%}.quote{padding:40px;gap:40px}}
@media(max-width:1100px){.header{flex-wrap:wrap}.menu-toggle{display:block}.header nav{display:none;width:100%;padding:9px 0 0;align-items:stretch;flex-direction:column;gap:0}.header nav.open{display:flex}.header nav>a{border-top:1px solid var(--line);font-size:17px;padding:14px 0}.header nav .button{padding:15px 18px;margin-top:10px;font-size:16px}.header nav>a[aria-current=page]{box-shadow:none;font-weight:700}}
@media(max-width:900px){.hero{gap:25px;padding-top:37px;padding-bottom:47px}.hero h1{font-size:52px}.hero-tagline{font-size:26px}.hero h1>span{font-size:12px}.art-caption{display:none}.coverage-grid{grid-template-columns:1fr;gap:21px}.coverage-card{padding:31px}.coverage-card .card-no{min-height:0;max-width:82%}.coverage-card h3{font-size:42px}.coverage-card p{min-height:0;max-width:650px}.coverage-button{min-height:58px;font-size:16px}.approach,.quote{padding:35px;gap:33px}.service-grid{grid-template-columns:1fr}.service-grid>a{padding:25px}.service-grid h3{margin-top:8px}.faq-layout{gap:35px}.detail-grid{grid-template-columns:1fr}.detail-item{padding:28px}.detail-number{margin-bottom:16px}.detail-next{gap:35px}.related-links{grid-template-columns:1fr}}
@media(max-width:700px){html{scroll-padding-top:85px}body{padding-bottom:calc(83px + env(safe-area-inset-bottom,0px))}.topline{font-size:11px;padding:8px 12px}.topline a{margin-left:9px}.header{padding:15px 5%;gap:12px}.header-monogram{width:42px;height:42px}.header-brand{gap:8px}.header-brand .brand-name{font-size:28px}.header-brand .brand-name>span{font-size:8px;letter-spacing:2px;margin-top:5px}.menu-toggle{font-size:14px;padding:8px 9px}.hero{display:flex;flex-direction:column;align-items:stretch;padding:32px 6% 12px;gap:24px}.hero .eyebrow{font-size:11px;margin-bottom:18px}.hero h1{font-size:clamp(40px,10.8vw,61px);letter-spacing:-2px;margin-bottom:21px}.hero h1>span{font-size:12px;letter-spacing:3px;margin-top:12px}.hero-tagline{font-size:26px;margin-bottom:14px}.hero .intro{font-size:16px}.insurance-shortcuts{max-width:none;margin:22px 0 9px;gap:11px}.insurance-shortcuts a{font-size:22px;min-height:58px;padding:16px 18px}.hero-service{font-size:14px}.hero-art{align-self:auto;margin:auto;max-width:430px;width:100%;padding:12px 25px 22px}.logo-plaque{max-width:345px;box-shadow:0 18px 35px #01152e20;border-radius:21px}.hero-art::after{width:78%;height:70%;border-radius:22px}.section{padding:43px 6%}.coverage{padding-top:27px}.eyebrow{font-size:11px;letter-spacing:.7px;margin-bottom:19px}.section-heading{display:block;margin-bottom:25px}.section-heading>p{margin-top:12px;font-size:16px}h2{font-size:35px;letter-spacing:-.5px}.coverage-card{padding:30px 25px 26px}.coverage-card h3{font-size:44px;line-height:1.08}.card-no{font-size:11px}.coverage-button{font-size:16px;min-height:61px;padding:16px;gap:12px}.coverage>.fine{margin:20px 2px 0}.fine{font-size:12px}.approach{grid-template-columns:1fr;margin:0 6%;padding:30px 24px;gap:22px;border-radius:22px}.steps li{gap:16px}.steps h3{font-size:25px}.steps p{font-size:15px}.body-copy{font-size:16px}.service-grid{gap:15px}.service-grid h3{font-size:28px}.service-grid p{font-size:16px}.quote{grid-template-columns:1fr;padding:31px 23px;gap:27px;margin:0 6%;border-radius:22px}.quote form{padding:25px 18px}.quote form h3{font-size:26px}.field-row{grid-template-columns:1fr;gap:0}.quote form>.button{font-size:15px;padding:15px;min-height:59px}.email-link{font-size:14px}.contact-note{margin-top:25px}.faq{padding-top:38px}.faq-layout{grid-template-columns:1fr;gap:20px}.faq-layout h2{margin-bottom:0}.faq details{padding:17px}.faq summary{font-size:15px}footer{padding:32px 6% 22px}.footer-top{flex-wrap:wrap;align-items:flex-start;gap:25px}.footer-top p{font-size:18px}.footer-top .wordmark{font-size:29px}.footer-links{width:100%;grid-template-columns:1fr 1fr;gap:15px;font-size:14px}.footer-bottom{flex-wrap:wrap;gap:10px;font-size:12px}.footer-bottom>span:first-child{width:100%}.desktop-break{display:none}.privacy-page{padding:45px 23px}.privacy-page h1{font-size:36px}.mobile-actions{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;bottom:0;left:0;right:0;z-index:15;background:#f9f8f5;padding:12px 5% calc(12px + env(safe-area-inset-bottom,0px));border-top:1px solid #d7d1c5;box-shadow:0 -5px 22px #01152e0b}.mobile-actions a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;padding:11px 8px;border-radius:10px;border:1px solid #cec3b1;font-size:13px;font-weight:600;background:#f3eee5;color:var(--navy)}.mobile-actions .mobile-quote{background:var(--navy);color:#fff;border-color:var(--navy)}.detail-hero{padding:22px 6% 30px}.back-link{margin-bottom:25px;font-size:14px}.detail-hero h1{font-size:44px;letter-spacing:-1.5px}.detail-intro{font-size:18px}.detail-hero .button{width:100%;font-size:15px}.detail-grid{padding-top:10px;gap:17px}.detail-item h3{font-size:29px}.detail-next{grid-template-columns:1fr;gap:27px;padding-top:15px}.detail-next .button{width:100%}.ready-panel{padding:27px}.related{padding-top:10px}.related h2{font-size:31px}.related-links a{min-height:55px;font-size:16px}}
@media(max-width:370px){.header-brand .brand-name{font-size:24px}.header-monogram{width:35px;height:35px}.header-brand .brand-name>span{font-size:7px}.hero h1{font-size:37px}.hero h1>span{font-size:11px;letter-spacing:2.7px}.coverage-card h3{font-size:39px}.mobile-actions a{font-size:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}.button:hover,.coverage-card:hover,.service-grid>a:hover,.insurance-shortcuts a:hover{transform:none}}
/* Integrated brand header and guided quote intake. */
.brand-banner{background:#e6e5e3;background-image:radial-gradient(ellipse at center,#eeedeb,#e6e5e3);display:flex;justify-content:center;padding:0 5%;border-bottom:1px solid #d5d1ca}.brand-banner a{display:block;width:min(690px,100%)}.brand-banner img{display:block;width:100%;height:350px;object-fit:cover;object-position:center 57%;mix-blend-mode:multiply}.hero{display:block;max-width:1230px;padding-top:43px;padding-bottom:40px}.hero-copy{display:grid;grid-template-columns:1fr 1fr;gap:0 65px;align-items:start}.hero .eyebrow,.hero h1,.hero .intro{grid-column:1}.hero h1{font-size:56px;letter-spacing:-1.5px;margin-bottom:20px;grid-row:2}.hero .eyebrow{grid-row:1}.hero .intro{grid-row:3}.insurance-shortcuts{grid-column:2;grid-row:1/4;margin:0;max-width:none;width:100%;padding-top:6px}.hero-service{grid-column:2;margin-top:12px}.quote{grid-template-columns:.65fr 1.25fr;gap:45px}.quote form{padding:32px}.question-group{margin:23px 0;padding:23px 0 8px;border:0;border-top:1px solid var(--line);min-width:0}.question-group>legend{font:600 23px/1.25 var(--serif);padding:0 10px 0 0;color:var(--navy)}.choice-field{margin:16px 0;padding:0;border:0;min-width:0}.choice-field legend{font:600 14px/1.5 var(--sans);margin-bottom:10px}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px}.choice-option{display:flex;align-items:flex-start;gap:9px;border:1px solid #d3cbbb;border-radius:9px;padding:11px;margin:0;background:#fff;font-size:13px;line-height:1.4;font-weight:400;cursor:pointer}.choice-option input,.consent input{width:18px;height:18px;flex:0 0 18px;margin:1px 0 0;padding:0;accent-color:var(--bronze)}.choice-option:has(input:checked){background:#eee7dc;border-color:var(--bronze)}.question-group .field-row{display:block}.upload-panel{padding:20px;border:1px solid #cbbfaa;border-radius:12px;background:#efebe3;margin-top:22px}.upload-panel h4{font:600 21px/1.25 var(--serif);margin:0 0 13px;color:var(--navy)}.upload-panel h4 span{font:400 12px var(--sans);color:var(--muted)}.upload-panel p{font-size:13px;line-height:1.6;margin-bottom:10px}.upload-panel input[type=file]{font-size:13px;background:#fff;line-height:1.6;padding:12px}.upload-panel input::file-selector-button{border:0;background:var(--navy);color:#fff;padding:9px 12px;border-radius:6px;margin-right:10px;cursor:pointer}.upload-panel .fine{font-size:12px;margin:11px 0 0}.upload-note{color:var(--muted);margin-bottom:0!important}.consent{display:flex;gap:10px;align-items:flex-start;font-size:12px;line-height:1.6;font-weight:400;margin:20px 0}.consent a{text-decoration:underline}.quote [hidden],fieldset[hidden]{display:none!important}#file-status{font-size:12px;color:var(--navy)}#turnstile-container{margin:14px 0}.quote .button:disabled{opacity:.6;cursor:wait;transform:none}.form-success{color:#21472f!important}.form-error{color:#8c2727!important}
@media(max-width:900px){.brand-banner img{height:300px}.hero-copy{gap:0 30px}.hero h1{font-size:43px}.quote{grid-template-columns:1fr;gap:25px}.quote .contact-note{display:none}.quote .body-copy{max-width:none}.quote h2{margin-bottom:15px}}
@media(max-width:700px){.brand-banner{padding:0 3%}.brand-banner img{height:230px;object-position:center 58%}.hero{padding:30px 6% 20px}.hero-copy{display:block}.hero h1{font-size:40px;letter-spacing:-1px}.hero .eyebrow{margin-bottom:15px}.insurance-shortcuts{margin-top:23px;padding:0}.hero-service{margin-top:8px}.quote{padding:29px 21px;gap:24px}.quote form{padding:25px 18px}.question-group>legend{font-size:22px}.choice-grid{grid-template-columns:1fr}.choice-option{font-size:14px;padding:12px}.upload-panel{padding:16px}.upload-panel input[type=file]{font-size:12px}.consent{font-size:12px}}
/* v3: edge-to-edge brand banner and quiet refinements. */
.brand-banner{width:100%;padding:0;background:#e6e5e3;background-image:none;border-bottom:1px solid #c6b69f}.brand-banner a{width:100%;max-width:none}.brand-banner img{width:100%;height:auto;aspect-ratio:1.62;object-fit:cover;object-position:center 42%;mix-blend-mode:multiply}.location-label{font-size:15px!important;font-weight:700;letter-spacing:1.25px;text-transform:uppercase;color:var(--bronze)}.hero .eyebrow.location-label{margin-bottom:20px}.section-heading .eyebrow{letter-spacing:1px}.insurance-shortcuts a,.button,.related-links a{transition:background .2s,border-color .2s,box-shadow .2s,transform .2s}.insurance-shortcuts a:focus-visible,.button:focus-visible{outline-width:3px;outline-offset:4px}.carrier-question{margin-top:18px}.carrier-other{margin-top:12px}.field-help{font-size:12px;line-height:1.55;color:var(--muted);margin:9px 0 15px}.quote .carrier-other[hidden]{display:none!important}.quote select{min-height:49px}.quote input:not([type=checkbox]){min-height:47px}.header nav>a[aria-current=page]{color:var(--bronze)}.coverage-card::before{height:4px}.detail-hero .eyebrow{font-size:13px;line-height:1.6}.back-link{min-height:44px}.footer-links a{padding:4px 0}
@media(min-width:901px){.brand-banner img{height:440px;aspect-ratio:auto;object-fit:contain;object-position:center}.hero{padding-top:45px}}
@media(min-width:701px) and (max-width:900px){.brand-banner img{height:auto;aspect-ratio:1.62;object-fit:cover;object-position:center 42%}}
@media(max-width:700px){.brand-banner{padding:0}.brand-banner img{height:auto;aspect-ratio:1.62;object-fit:cover;object-position:center 42%}.hero .eyebrow.location-label{font-size:14px!important;letter-spacing:1px;margin-bottom:18px}.hero h1{font-size:40px}.detail-hero .eyebrow{font-size:12px}.field-help{font-size:12px}.mobile-actions a{font-size:14px}.footer-links a{min-height:38px}}
@media(prefers-reduced-motion:reduce){.insurance-shortcuts a,.button,.related-links a{transition:none}}

.footer-location{font-size:14px;font-weight:600;color:var(--bronze)}
/* v4: aligned navigation wordmark and a prominent navy Menu button. */
.header-brand .brand-name{display:flex;flex-direction:column;align-items:flex-start;text-align:left;padding:0;text-indent:0}.header-brand .brand-name>span{display:block;align-self:flex-start;margin-left:0;padding-left:0;text-align:left;text-indent:0;white-space:nowrap}
.menu-toggle{-webkit-appearance:none;appearance:none;color:var(--navy);-webkit-text-fill-color:var(--navy);font:800 18px/1 var(--sans);letter-spacing:.25px;min-height:52px;min-width:108px;padding:14px;border:2px solid var(--navy);border-radius:10px;background:#f4f0e8;box-shadow:0 4px 11px #01152e12;flex-shrink:0;text-transform:uppercase}.menu-toggle span{color:var(--navy);-webkit-text-fill-color:var(--navy);font-size:19px;font-weight:800;margin-left:9px}.menu-toggle:hover,.menu-toggle:active,.menu-toggle[aria-expanded=true]{color:var(--navy);-webkit-text-fill-color:var(--navy);background:#e6dfd2;box-shadow:0 5px 14px #01152e1b}.menu-toggle:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
@media(max-width:700px){.header{column-gap:10px}.menu-toggle{font-size:18px;min-height:52px;min-width:106px;padding:13px}.menu-toggle span{font-size:19px;margin-left:8px}}
@media(max-width:370px){.header{column-gap:8px}.menu-toggle{font-size:17px;min-width:100px;padding:12px}.menu-toggle span{font-size:18px;margin-left:7px}}